Audacity Capital Prop Firm Review
Review Audacity Capital's funding model, risk rules, payout conditions, trading restrictions and overall trader fit.
Last verified: Oct 2026
At a glance
Our research score is based on trust, payout conditions, rule transparency and overall trader fit.
5.8
Company reputation, operating history and overall trust.
6.8
Payout process, timing and conditions.
8.7
Rule clarity and trader friendliness.
High
Perceived complexity of restrictions.
Company & Program
Rules & Restrictions
Is it suitable for you?
Particularly useful for traders who focus on XAUUSD, scalping and short-term execution.
Getting Paid
Account & Scaling
What we like
- Founded in 2012
- One of the longest-established retail prop firms
- London-founded
- Dubai presence
- Active in 140+ countries
- Reported $250M+ in trader payouts
- Forex trading available
- CFD trading available
- Crypto trading available
- XAUUSD / Gold available
- Indices available
- Commodities available
- Ability Challenge available
- Ability One available
- FTP Instant Funding available
- Up to $240K Ability Challenge account
- Up to $60K Instant Funding account
- Scaling available
- Scaling can reach $2M
- 10% Phase 1 target
- 5% Phase 2 target
- Ability One has only one evaluation phase
- No time limit
- No consistency rule
- News trading allowed
- Weekend holding allowed
- Overnight holding allowed
- EAs allowed
- Copy trading allowed within permitted rules
- Up to 90% profit share
- Challenge fee refundable on first payout
- Same-day payout processing after approval
- 14-day payout cycle
- Static drawdown available
- MT5 available
- DXTrade available
- Commercial liquidity providers
- Institutional-style liquidity
- Free trial available
- Free monthly trading competition
- Trader education / Trader University
- 24/7 technical support advertised
- Multiple account sizes
- Low-cost entry options
What to check
- Trustpilot rating currently unavailable
- Trustpilot removed a number of fake reviews
- Only 273 reviews on the current Trustpilot profile
- 31% of current Trustpilot reviews are one-star
- 264 reviews were posted in the last 12 months
- Major recent payout complaints
- Recent account termination complaints
- Recent compliance/risk-review complaints
- Recent allegations of payout rejection
- Recent complaints about rule enforcement
- Recent complaints concerning XAUUSD spreads
- Current payout approval depends on risk review
- Payout disputes can involve account termination
- Broad prohibited-strategy framework
- HFT prohibited
- Latency arbitrage prohibited
- Tick scalping bots prohibited
- Martingale prohibited
- Grid strategies prohibited
- Cross-account hedging prohibited
- Third-party copy trading restricted
- EA restrictions apply despite EAs being advertised as allowed
- News trading has a restricted window around major releases
- Some recent reviews complain about short trade-duration rules
- M5 scalpers must pay attention to minimum trade-duration rules
- Ability Challenge Phase 1 has 7.5% daily drawdown
- Ability Challenge Phase 2 has 5% daily drawdown
- Ability One has only 6% maximum drawdown
- Ability One has 3% daily drawdown
- Instant Funding has 5% daily drawdown
- Instant Funding has 10% maximum drawdown
- Instant Funding starts with lower profit share
- FTP requires a minimum trading-day requirement
- Risk review can delay or affect payouts
- Current legal structure involves multiple entities
- Most programme trading is simulated
- Commercial liquidity-provider identity is not publicly disclosed
- Current Trustpilot reputation is materially weaker than the firms historical reputation
Trustpilot Overview
Independent community feedback and review statistics.
Rating unavailable due to guideline breach
Trustpilot removed a number of fake reviews; recent payout and account-enforcement complaints are significant
Long-Established Prop Firm with Excellent Headline Rules but Significant Current Payout and Compliance Risk
Audacity Capital is one of the oldest names in the retail prop-firm industry, founded in London in 2012. Its current product range consists primarily of the Ability Challenge 2-Step, Ability One 1-Step and FTP Instant Funding programme. The current Ability Challenge offers a 10% Phase 1 target and 5% Phase 2 target, with 7.5% daily drawdown in Phase 1 and 5% in Phase 2, plus 15% and 10% maximum overall drawdown respectively. Ability One uses a 10% target with a 3% daily and 6% maximum static drawdown. FTP provides instant funding with a 5% daily and 10% maximum loss limit, while profit share can reach 80%. Across the current programmes, Audacity advertises no consistency rule, unlimited trading time, news trading, weekend holding, EAs and copy trading, subject to its prohibited-strategy rules. Profit share can reach 90% on evaluation programmes and the firm says funded payouts are processed the same day after risk approval, with the regular payout cycle being every 14 days. Scaling can take accounts toward $2M. The major concern in September 2026 is not the headline rules but payout/compliance risk. Trustpilot currently shows no public rating because of a guideline breach; 273 reviews remain, with 55% five-star and 31% one-star reviews, and Trustpilot says it removed fake reviews. Recent reviews contain multiple allegations of payout rejection, account termination and rule enforcement, including several September 2026 complaints. These allegations are disputed/answered by Audacity Capital and should not be treated as independently proven misconduct, but they materially raise the firms current hidden-risk score. For an M5 XAUUSD scalper, the trading rules look attractive, but the minimum-trade-duration/news/copy-trading rules need to be checked carefully before relying on the headline scalping allowed label.
Final Verification Checklist
Risk Rules
Confirm daily drawdown, overall drawdown and how floating losses are calculated.
Trading Restrictions
Check news trading, weekend holding, EA, copy trading and prohibited strategies.
Payout Conditions
Check eligibility, minimum profit, payout cycle and verification requirements.
Instruments
Confirm XAUUSD, Forex pairs, indices and other instruments available.
Platform
Verify MT4, MT5, cTrader, DXtrade or other supported platforms.
Legal Terms
Always read the current Terms & Conditions before purchasing.
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