FTMO Prop Firm Review
Review FTMO's funding model, risk rules, payout conditions, trading restrictions and overall trader fit.
Last verified: Oct 2026
At a glance
Our research score is based on trust, payout conditions, rule transparency and overall trader fit.
9.8
Company reputation, operating history and overall trust.
9.7
Payout process, timing and conditions.
9.2
Rule clarity and trader friendliness.
Low
Perceived complexity of restrictions.
Company & Program
Rules & Restrictions
Is it suitable for you?
Particularly useful for traders who focus on XAUUSD, scalping and short-term execution.
Getting Paid
Account & Scaling
What we like
- Highly established prop firm operating since 2015
- Strong reputation and high Trustpilot rating
- MT4, MT5, cTrader and TradingView available
- XAUUSD / Gold supported
- Manual scalping supported
- Evaluation News Trading Allowed
- EAs / algorithmic trading allowed when compliant
- 1-Step and 2-Step evaluation models
- Up to 90% profit reward
- Reward withdrawals available from Day 14
- Scaling plan available up to $2M
- No maximum trading period
- Swing account available for overnight and weekend holding
- Large global customer base
- Multiple payout methods including bank transfer and crypto
What to check
- 1-Step has a strict 50% Best Day Rule
- 1-Step Maximum Daily Loss is only 3%
- Standard Account News Restricted selected events
- Standard FTMO Accounts restrict overnight/weekend holding
- Swing account has lower leverage
- Rules differ between 1-Step, 2-Step, Standard and Swing models
- Maximum Loss rules must be monitored continuously
- XAUUSD is affected by selected high-impact news restrictions on Standard accounts
- Third-party EAs can create compliance/copy-trading concerns
- Payout eligibility requires all applicable trading objectives and account conditions to be satisfied
Trustpilot Overview
Independent community feedback and review statistics.
Active
One of the Most Established and Trusted Prop Firms
FTMO is one of the most established proprietary trading firms in the industry, operating since 2015 and headquartered in Prague, Czech Republic. It offers 1-Step and 2-Step evaluation models, MT4, MT5, cTrader and TradingView, with XAUUSD and other major CFD instruments available. Traders can use discretionary strategies, scalping and EAs as long as the strategy complies with FTMO rules and reflects legitimate market-based trading. The main risk is not firm reliability but rule complexity: the 1-Step model has a 3% Maximum Daily Loss, 10% Maximum Loss and 50% Best Day Rule, while the 2-Step model uses a 5% Maximum Daily Loss and 10% Maximum Loss. Standard FTMO Accounts have restrictions around selected high-impact news and overnight/weekend holding, while Swing accounts provide more flexibility. Rewards can be requested from the 14th day after the first trade, and the reward split can reach 90%. FTMO also offers a scaling plan that can grow the account up to $2 million.
Final Verification Checklist
Risk Rules
Confirm daily drawdown, overall drawdown and how floating losses are calculated.
Trading Restrictions
Check news trading, weekend holding, EA, copy trading and prohibited strategies.
Payout Conditions
Check eligibility, minimum profit, payout cycle and verification requirements.
Instruments
Confirm XAUUSD, Forex pairs, indices and other instruments available.
Platform
Verify MT4, MT5, cTrader, DXtrade or other supported platforms.
Legal Terms
Always read the current Terms & Conditions before purchasing.
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