PROP FIRM REVIEW

FXIFY Prop Firm Review

Review FXIFY's funding model, risk rules, payout conditions, trading restrictions and overall trader fit.

CHARTSCALPING SCORE 8.7 /10

Last verified: Oct 2026

OUR ASSESSMENT

At a glance

Our research score is based on trust, payout conditions, rule transparency and overall trader fit.

TRUST

8.5

Company reputation, operating history and overall trust.

PAY

9.0

Payout process, timing and conditions.

RULES

8.5

Rule clarity and trader friendliness.

RISK

Medium

Perceived complexity of restrictions.

FIRM PROFILE

Company & Program

FirmFXIFY
TypeForex / CFD
Founded2023
HeadquartersLondon, UK
Challenge Type1-Step / 2-Step / 3-Step / Instant Funding / Lightning
Broker / LiquidityFXIFY Markets
PlatformMT5 / DXTrade / TradingView
Maximum Funding$4M*
TRADING CONDITIONS

Rules & Restrictions

Maximum Daily DD3%–5%*
Maximum Overall DD5%–10%*
Profit SplitUp to 100%*
Consistency RuleModel dependent
News TradingAllowed on evaluation models*
EA AllowedAllowed with pre-approval*
Weekend HoldingModel dependent*
ScalingAvailable
TRADER FIT

Is it suitable for you?

Particularly useful for traders who focus on XAUUSD, scalping and short-term execution.

XAU
XAUUSDYes
SC
SCALPINGYes
EA
EA / ALGOAllowed with pre-approval*
BD
BANGLADESHCheck
PAYOUT

Getting Paid

First PayoutOn-demand / 7–14 Days*
Payout FrequencyOn-demand / 10–30 Days*
Profit SplitUp to 100%*
FUNDING

Account & Scaling

Maximum Funding$4M*
ScalingAvailable
Challenge Model1-Step / 2-Step / 3-Step / Instant Funding / Lightning
ADVANTAGES

What we like

  • Large range of funding models
  • MT5 available
  • DXTrade available
  • TradingView available
  • XAUUSD / Gold supported
  • Manual scalping supported
  • News trading allowed on 1-, 2- and 3-Phase accounts
  • EA trading allowed on 1-, 2- and 3-Phase accounts with approval
  • First payout can be on-demand on standard evaluation models
  • Up to 100% performance split on selected plans
  • Bi-weekly payout option available
  • Lightning fast-access challenge available
  • Instant Funding available
  • No fixed maximum trading period on major evaluation models
  • Weekend holding available on standard evaluation models
  • Performance Protect add-on available
  • Custom account options
  • Scaling available up to $4M
  • Broker-backed infrastructure
  • RAW and commission-free pricing options
WATCH OUT

What to check

  • Rules differ substantially between models
  • Trustpilot has a relatively high 12% one-star review share
  • Recent complaints include payout-provider/KYC issues
  • Risk/compliance decisions can result in account rejection
  • EA use requires pre-approval
  • Instant Funding does not allow EAs
  • Instant Funding does not allow news trading
  • Instant Funding does not allow weekend holding
  • Instant Funding Lite has a 20% consistency rule
  • One Phase uses a 6% trailing drawdown
  • Some accounts lock drawdown at starting balance after payout
  • Full profit withdrawal can effectively forfeit certain funded accounts
  • Copy trading is restricted/prohibited on selected models
  • Latency arbitrage and external/slow-feed strategies are prohibited
  • Aggressive risk-taking can trigger compliance action
  • Payout processing depends on KYC and payout-provider verification
  • Account allocation is subject to size restrictions
COMMUNITY REPUTATION

Trustpilot Overview

Independent community feedback and review statistics.

Trustpilot Status

Active

Rating4.3
Total Reviews6,209
Last 12 Months2,370
5-Star Reviews78%
1-Star Reviews12%
CHARTSCALPING VERDICT

Flexible Prop Firm with Fast Payouts and Extensive Account Options

FXIFY is a rapidly established prop trading firm offering a wide range of evaluation and funding models, including One Phase, Two Phase Classic, Two Phase Standard, Two Phase Pro, Three Phase, Instant Funding and Lightning. The firm supports MT5, DXTrade and TradingView and offers Forex, Gold, indices, stocks, crypto and other instruments depending on the selected account. XAUUSD and scalping are supported, while news trading is permitted on the main 1-, 2- and 3-Phase evaluation models. EAs are also allowed on 1-, 2- and 3-Phase accounts, but pre-approval is required. FXIFY is particularly attractive for traders seeking fast withdrawals: the first withdrawal on standard evaluation accounts can be requested on demand after the first profitable funded trade, while other programs use 7-, 10-, 14- or 30-day payout cycles. Performance splits can reach 100% on selected Two Phase Classic configurations. The firm advertises scaling up to $4M. However, the large number of account structures creates significant rule variation, and Instant Funding/Lite accounts have much tighter restrictions around news, EAs and weekend holding. Trustpilot currently shows a 4.3/5 rating from more than 6,200 reviews, with 78% five-star and 12% one-star reviews. Recent reviews also include complaints involving payout-provider verification and risk/compliance decisions, so traders should carefully review the exact model and payout requirements before purchasing.

SCORE 8.7 /10
BEFORE YOU BUY

Final Verification Checklist

01

Risk Rules

Confirm daily drawdown, overall drawdown and how floating losses are calculated.

02

Trading Restrictions

Check news trading, weekend holding, EA, copy trading and prohibited strategies.

03

Payout Conditions

Check eligibility, minimum profit, payout cycle and verification requirements.

04

Instruments

Confirm XAUUSD, Forex pairs, indices and other instruments available.

05

Platform

Verify MT4, MT5, cTrader, DXtrade or other supported platforms.

06

Legal Terms

Always read the current Terms & Conditions before purchasing.

Want to understand how our ratings and comparisons work? Read our Research Methodology →